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 bankruptcy postbag for july
 Noertern Rock - Charging order????

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T O P I C    R E V I E W
hammy0107 Posted - 04 July 2008 : 09:27:29
Morning all,

I have in the last 2 days received a court order claiming full settlement of my debt to NR and then the following day an interim order for a charging order against my property. The first order is dated 26th June, the second is dated 27th June. I went BR on 24th June. Have i got anything to worry about as my understanding was that this debt (unsecured) would be dealt with through Bankruptcy and therefore NR could not get a charhing order after this date. AM i correct or are there any loop holes?

Please somebody reassure me i am correct.
3   L A T E S T    R E P L I E S    (Newest First)
JulianDonnelly Posted - 04 July 2008 : 16:47:03
Hi Hammy,

Indeed, the debt was written off in the BR so the Charging Order is invalid. I would suggest doing nothing (obviously let your OR know). If it is still registered by the time you are discharged, you can apply to the court to get it set aside.

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Ian Richards Posted - 04 July 2008 : 09:38:09
Hi Hammy

No, you havent anything to worry about, just put the letters in an envelope and post them to your OR.

Good timing though! lol
zoe Posted - 04 July 2008 : 09:37:31
NR did exactly the same as that to me - you would think that they would not waste their money really wouldn't you - the Charging order is after the BR so not legal - i presume Wallers solicitors dealt??
You should forward a copy of the BR to solicitor and Court to get it annulled.

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