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 bankruptcy postbag for august
 Message for John

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maizie Posted - 22 August 2008 : 08:55:01
John

I wonder if you could help me? When I went to court on Wednesday the judge granted me a stay of advertisement but I have had two letters now from companies saying sorry to hear you are bankrupt offering their services. I called one last night and they said they got my details from the gazette that the court publishes... is this correct? Surely my address should be left out of everything?

Maizie
15   L A T E S T    R E P L I E S    (Newest First)
Needafriend Posted - 22 August 2008 : 17:16:03
Hi Maizie,
I had stuff within 5 days of going BR from companies asking if I wanted there assistance.
I did write this somewhere, but cant remember which.
I hope that you get it sorted out, its stressfull enough without the added agravation that this is causing you.
Keep us updated, oh and my bits i just shred em!
LOL
JO

"There is light at the end of the tunnel, if you cant find it, get a brighter torch!"
maizie Posted - 22 August 2008 : 15:46:35
Well I did think that... god Im always so suspicious!!!

Im not sure where they are, its an 0800 number. I did remember seeing another post on here some while ago about someone getting mail from companies after being declared bankrupt.

Maizie
John Posted - 22 August 2008 : 15:33:22
Hi
are either, or both, of the companies that have written to you local to you?

I'm just thinking, but could be way off the mark, that if they are then maybe they have someone within the court relaying this information in return for an introducer fee if you sign up with them.

www.Bankruptcyhelp.org.uk
0800 078 9367
maizie Posted - 22 August 2008 : 15:19:01
I just contacted the Insolvency Register Helpline, they said it would take a day, two at the most for the details to go on. They said considering I went bankrupt on Friday, I contacted Official Receiver on Monday it wouldn't have been put on in that time. Official Receiver said they have not published it anywhere! Argh!

Maizie
John Posted - 22 August 2008 : 15:15:30
Hi
I would ask the OR about the process of your details being placed on the register and is it therefore possible for them to have been there temporarily.

www.Bankruptcyhelp.org.uk
0800 078 9367
maizie Posted - 22 August 2008 : 14:54:16
Right!!! I have just contacted the company again, there are two places they get the details from... The Gazette (myself and OR have checked.. its not on there and it hasn't even been published) and the Insolvency Register. I went bankrupt on Friday, apparantly this would have been put on the register the next working day i.e. Monday. I called OR Monday afternoon regarding the stay of advertisement. Could it have been put on with my address then taken off again once they knew about the stay of advertisement?

Maizie
maizie Posted - 22 August 2008 : 14:46:01
Hi John

I have contacted the company again who have now said that it was the courts agents that they get the details from?!!!! What the?!!!! He said could he call me back after he delves into where he got the details from. I refused to give my mobile number and said I would call him in ten.

I contacted my OR who has been so helpful through all this, he said that it hasn't even been published yet, and definately no address will be published on the insolvency register, local paper(s) or gazette.

He said he can guarantee that the OR department have not issued it so its down to the court. OR said that maybe I should get legal advice?

Maizie
John Posted - 22 August 2008 : 14:30:21
Hi

I guess it depends how helpful the OR's exaaminer wants to be.

Fax him a copy of the letter you received and ask him to follow this up, and quote the reason for the stay again to reiterate why you are very distressed over the situation.
You also need to establish where the "leak" occured.

www.Bankruptcyhelp.org.uk
0800 078 9367
maizie Posted - 22 August 2008 : 14:26:03
Hi

I don't really know what to do next. I called the company yesterday, first they said it was the gazette. I checked the gazette, nothing on there. I called today, they said they are provided a list by the courts. I called the courts, they said they do not issue any lists and as soon as you go bankrupt only the OR is informed. I called my OR who said that it wasn't published. The insolvency register states address withheld. Basically I was bankrupt on the 15th (Friday) but with the court making a major mistake I didn't notify my OR of my intended stay of advertisement until Monday morning. Wednesday Stay of advertisement was agreed. OR had put things on hold until notification came through.

I don't know what else to do, do I contact the OR again? I don't want to appear a pain!

Maizie
John Posted - 22 August 2008 : 14:21:32
Hi maizie
you might try calling the same company again and explaining that your details are not in the Gazette and ask, again, where they got them from.

It's possible that a creditor may "sell" these as leads to 3rd party companies when they are notified of your BR by the OR.

www.Bankruptcyhelp.org.uk
0800 078 9367
maizie Posted - 22 August 2008 : 12:46:55
Hi John

Yes my details are on there but my address isn't.

Maizie
John Posted - 22 August 2008 : 12:44:16
Hi maize
have you tried searching the insolvency register online?

www.Bankruptcyhelp.org.uk
0800 078 9367
maizie Posted - 22 August 2008 : 11:50:04
Thats what I thought! I can't find it on the Gazette, unless it has been taken off! They must have got my address from somewhere!

Maizie
John Posted - 22 August 2008 : 11:38:59
Hi maizie
the way I read it, and contrary to what I had understood a stay to mean, your details shouldn't be in the Gazette either. I understood a stay to relate to an advertisement where as the Gazette entry is a matter of record.

Call the OR straight away and quote the details of your stay.
Ask him how long it will take to get the Gazette entry removed.

Please keep us informed.

www.Bankruptcyhelp.org.uk
0800 078 9367
maizie Posted - 22 August 2008 : 10:10:23
I have just found this...

http://www.insolvency.gov.uk/freedomofinformation/technical/casehelpmanual/A/Annulments/StayOfAdvertisement.htm

under section... When would the OR stop publication of a Gazette and advertisement?

What does this mean?

According to this, it shouldn't be printed in the gazette either!!

Maizie

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