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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by Bear171[/i] [br]Hope someone can offer some advice. I was discharged in December 2009. I recently got my credit report and 2 of the creditors in my BR are still showing as balances owed. Experian have contacted them but so far only 1 has responded saying that they are unable to "amend/delete the entry in question at the current time". They want me to contact them direct with my discharge certificate. Can they keep this entry as me owing them money for the full 6 years? I made the difficult decision to go BR to clear my debts as I was redundant so this is defeating the object isn't it??? I had hoped to get a small cc with Vanquis to start to rebuilding my credit score. They have refused me because of this. Bit confused as to what to do next. Thanks H [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.