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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by baxi[/i] [br]I'd like some help with some debt questions please. Before i ask though i just wanted to say thank you to everyone here, i received an early discharge from my BR in February 2010 and i couldn't have got through it without the advice from people on this forum. My life now is on the up and there is definetely life after BR! Anyway my questions relate to advice for one of my mates mother who has debt problems. I did extensive research before my BR but my situation is quite different so i'd like some advice. I have told her to arrange a CAB interview ASAP. So basically, she is retiring in September when she will be 61 years old. She will then claim state pension but she does not have any work pension to claim. She won't have any other source of income. She has about £15k worth of unsecured debt, mainly 10+ provident loans stretching over 17 years, another small loan and bits and pieces. She lives in a council house and does not own a car. She has no savings. My mate says she has her mind on BR but i'd like to hear other peoples views. Obviously i'm not up to speed on how age and pensions affect BR or IVA or a payment plan. She rang a company who said they would fill in the forms etc and it would only be £1200! Vultures! I'll help with the forms, no problem, as will the CAB. Is BR her best course of action? [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.