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| T O P I C R E V I E W |
| Janey |
Posted - 13 March 2012 : 15:25:05
Hi all, tis me again. I got an income/expenditure form I have returned to OR 3/4 weeks ago re early discharge:) How long might it be and will she write and let me know. I know she has to write to creditors and they have 28 days to respond. There may be a problem that HSBC sold the debt on to some company on 9th December, I was made bankrupt on 17th October so don't think they should have done that!! I called the debt company back and told them and they got a bit horrible with me so told them to contact OR, was this right. Hope this does not mess things up for me!
cheers all
Janey |
| 4 L A T E S T R E P L I E S (Newest First) |
| debtinfo |
Posted - 13 March 2012 : 19:14:29
not really, the company will have bought a big package of old debts from many people, some will be bankrupt some wont.
I suppose its a bit like those people that buy up lost luggage en masse, some will have usefull stuff in some wont, remember that they will have bought these debts at a very low rate much less than what is owed on them |
| Janey |
Posted - 13 March 2012 : 18:31:57
Thank you for replies. It seems very wrong. The bank would have been told by then that I was bankrupt and that they had no chance of getting their money so they then sell it on to someone else, that can't be right surely??? and rather stupid of a company to take on the debt without checking first. What a weird world we live in. |
| debtinfo |
Posted - 13 March 2012 : 18:20:12
for the record, they are free to sell the debt on to someone else if they want to, but of course the new company has to comply with the bankruptcy regulations as well |
| Viki.W |
Posted - 13 March 2012 : 15:30:20
Hi Janey,
No, you haven't messed things up by speaking to them so don't worry.
You will just need to keep checking the insolvency register to see if you have been discharged, they could do it at any time.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/ |
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