If you would like any help or advice on any aspect of your debts do not hesitate to contact me.Debt Advisory Manager for Melanie Giles www.melaniegiles.co.uk
Viki.W
Posted - 28 June 2012 : 07:08:42 Hi Karen,
Is the debt under £15,000? If it is, depending on your circumstances, then you may qualify for a debt relief order.
Do you see your income changing for the better over the next 12 months? Do you have any assets?
I suggest you contact an expert on here for advice or make an appointment at your local CAB.