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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by joella68[/i] [br]hi all i know that maybe this should be the last of my worries but i cant help worrying over christmas presents for my 3 kids,and parents,( mine and hubbys ) we stopped all our direct debits and payments last monday, with the intention of going BR within the next couple of months, and are saving any monies to put towards going into rented, so it leaves no hard cash left as i still need all the cash to make to move to our new home and pay for everyday living expenses, now i still have available balances on several credit cards and a few people have suggested that we use them to do the christmas pressie's, but that just seems very wrong to me, would the OR accept that we needed to buy christmas pressies when we clearly had no intention of paying the money back ??? so for the essay !!! jo. [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.