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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by saleena[/i] [br]me and my husband have debts between us of about 15,000 the majority are in my name with only a few smaller debts in his,we are currently about to start a debt management plan with payplan but really still are struggling to even find their payment.i realise that its probably best for me to go bankrupt and then pay off my husbands debts over a period of a couple of years,my question is what should i do in regards to payplan and how do i keep the creditors off my back whilst trying to scrape together the bankruptcy fees.any help would be greatly appreciated,im going out my mind with worry and just cant see a way out. sstephens [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.