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 Just checking my outgoings on BR form...

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T O P I C    R E V I E W
daisyw Posted - 12 December 2008 : 22:51:07
OK, just done my Outgoings on my BR form . Just wanted to check if they seem reasonable...

Housekeeping/food = £450
Mortgage = £493 (will be increasing considerably next May as changing to a capital re-payment, only on intrest-only at the mo)
Gas/Electric = £79
Water = £42
telephone = £35
Travelling = £100 (£80 is fuel for husband, £20 for bus fares for me...lots of hospital journeys)
Council Tax = £112

Other essential outgoings...
Life/household insurance = £135
Car Tax and repairs = £20
Car insurance = £75
TV license = £12
Income protection insurance = £42 [i](am currently claiming redundancy cover from them so need to keep this on)
Mobiles = £20
Pet = £20
Opticians = £20
Prescriptions = £8
Haircuts = £25
Domestic break =£80

TOTAL = 1768

This is for 2 adults, 1 child aged 17 months.(Plus baby on way so gotta buy things in preparation)

Our joint income is a total of £1654, however £76 of this is child benefit. I presume this means that we wont be given an IPA?
Any advice greatly appreciated!
1   L A T E S T    R E P L I E S    (Newest First)
Needafriend Posted - 13 December 2008 : 08:53:23
Hi Daisy

That is starting to look ok to me. Domestic break may be a little too high for 3 of you, i think for 5 of us we were allowed £50.

Let me have a read through properly later and i will help you out.



Jo
x

18 Weeks down


34 to go




For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!

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