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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by baxi[/i] [br]Hello all, I was advised that my wife and i should open co-op accounts prior to applying for BR. We currently have a joint HSBC account which we pay the household bills, mortgage etc from (although we are unable to pay mortgage, loans etc at the moment). Should we open a joint co-op account before BR and transfer utility bills etc to that account but not our creditors? Are there any websites, or does anyone know what the allowed expenses are for a couple, with no children and who both work full time. I mean for food, telephone, going out, haircuts etc etc. Any help would be great, thanks. [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.