| T O P I C R E V I E W |
| hanlou |
Posted - 18 January 2009 : 20:04:47
when filling out forms online in the unsecured creditors section it asks for date incurred on loan /credit agreements but i have a store card which i have had for years dont how long must be over five so what date do i input as i have no idea and cant save page without doing it go br on wed so any help be great thankyou |
| 10 L A T E S T R E P L I E S (Newest First) |
| movin on |
Posted - 19 January 2009 : 22:47:35
It wont be long to go and your new life will of started.
You certainly sound like you need that fresh start and once it is over you will feel alot of emotions - the main one being relief. My hubby did not go br however he is self employed and work has started to dry up, but if things got so bad for him he knows that br is not as bad as alot of people may think (my brother in law has got a very old fashioned attitude to it) and after seeing my experience of it he would not be scared.
You are among friends here now so whatever your questions there will always be someone willing to help or advise.
xx
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
| hanlou |
Posted - 19 January 2009 : 20:15:56
hi hubby and i go br on 21st jan two days to go so now its getting closer rather stressed but theres no more we can lose last year was awful i think i cried every day feeling of desperation was just too much and with four boys to look after we just had to scrape through it all the best we could we lost our business our home my grandad and to top it all our beloved dog so really i shouldnt be scared about going to court i should of hardened up by now |
| movin on |
Posted - 19 January 2009 : 13:07:06
Just put down all the info you know and the OR will get figures also, so it will be fine.
I know its a VERY scary thing to go through, BUT you will feel better once its done, and i honestly dont think it will be as bad as your expecting it to be (i know you wont believe me at the moment).
When is your date ?
xx
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
| hanlou |
Posted - 19 January 2009 : 12:57:50
thanks jenny dont have time to write or courage to ring but as long as i put as much info as i can on the forms hopefully i will be ok feel sick with worry nevermind this time next week all be over with x |
| movin on |
Posted - 19 January 2009 : 09:13:19
LOL....i was clearly feeling brave that day, but i think if you have enough time, then as paul says write to them, failing that you could always estimate from your last bills.
Oh and treat yourself to the wine anyway 
Jenny
xx
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
| hanlou |
Posted - 18 January 2009 : 22:15:16
thanks paul & jo dont know about ringing them expect i would need a very large glass of wine first thanks again hanlou |
| Reviva UK |
Posted - 18 January 2009 : 21:51:53
Alternatively if you had enough time you couyld write.
We write to all the creditors and ask for the following:-
Current Balance
When account was opened
Copy of agreement ( the creditors usually forget to answer this question)
always helps and it shows the OR that the information is as good as we can get it
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
Real People ..... Real Debt Solutions
www.revivauk.com |
| movin on |
Posted - 18 January 2009 : 21:47:50
Hey Hanlou
Wedneesday will be here sooner than you think and you will be well on your way to your new stress and debt free life 
Not sure if you are up to it, but i phoned all my creditors and asked when i opened the accounts and they told me no problems, but i was feeling very brave that day 
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
| hanlou |
Posted - 18 January 2009 : 21:44:16
thanks for that jo the forms are stressing me out be glad when its all over just worried i will miss something out or make a mistake never mind roll on wednesday hanlou x |
| Needafriend |
Posted - 18 January 2009 : 20:15:04
Hi Hanlou
Put something like 1/1/03 and explain in section 13 that all dates and amounts are estimates.
Jo
x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
24 Weeks down
 Yippeee!
28 to go
 Im getting there!
For more info on how i have come through bankruptcy and for links to help with filling out the forms, I&E, Car Valuations, etc, etc, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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