| T O P I C R E V I E W |
| helpme |
Posted - 22 January 2009 : 14:33:31
hey guys can anyone help with the forms?
1) Which section do I put a loan under? for example I have a egg loan, the sort code and account number is there main one and I have a seperate reference number?
2) I cant seem to find anywhere to put the total amount on each credit card?
3)On what date do I fill in the balances for each acount because obviously they change on a daily basis and dont go bankcrupt till the 17th Feb?
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| 5 L A T E S T R E P L I E S (Newest First) |
| JulianDonnelly |
Posted - 23 January 2009 : 13:46:22
Spot on as usual John!
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
| John |
Posted - 22 January 2009 : 22:17:15
Hi
the answer to the 2nd part of your question is no.
Re the mortgage - yes you should list the details in section 4 (secured). I take it you are not completing the forms manually as I don't recall a column in this section which asks for creditor type.
www.Bankruptcyhelp.org.uk
0800 078 9367 |
| helpme |
Posted - 22 January 2009 : 18:57:48
would i put the mortgage under section 4 too? under secured creditor? if so what do I put for creditor type as there aint an option for mortgage company?
and secondly do you need to put a credit card and bank accounts in section for creditors if you have a nil balance? |
| JulianDonnelly |
Posted - 22 January 2009 : 14:52:28
1. Loans will be detailsed in section 4
2. Credit cards need to be listed in Section 4 (unsecured) as well as 5.2
3. Try to get the balances as accurate as possible. However, the OR knows they will not be correct to the penny due to daily interest and/or penalty charges.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
| sjbyron |
Posted - 22 January 2009 : 14:39:05
Hi
1) I think, if the egg loan is an unsecured creditor then you need to put it in the unsecured credit section
2) There should be a section for credit card debt amounts
3) If it was me, I would put the balance of now, as you are considering bankruptcy now, and debts change before bankruptcy, for example my car hp has jumped from £2500 to £3k and my Nationwide loan has jumped from £15689 to £16998
Hope that helps
Stu J Byron |
