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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by Danni24[/i] [br]Hi Guys, Cant beleive that my hearing is tomorrow, after such a long time I can finally breath and know that whatever the outcome of the OR interview that I will not have to worry about Baillifs etc. I would like to thank you all for your posts, and although I have only just started posting, a lot of other topics have been very useful. One last question, in Jan 2006 my partner and I purchased a property in Spain to renovate and sell on with a view to make some quick money to help with our debt problems. But it went wrong and we had to return to the UK with a mortgage for a property that was doomed to a death. We tried to rent the property to try and cover some of the mortgage payments, but early 2007, could no longer cope and stopped paying. As the mortgage was given to us by a Spanish mortgage company it has always been hard to get in contact with them and when we can no one will talk to us, so the last letter we received from them was Sep07 saying that they were going to repossess the house. I was unable to afford a solicitor to act on our behalf, so left it with the mortgage company to sort out and keep me informed. I have not heard anything since. I have put the Spanish Morgage company on my SoA as an unsecured creditor (as if they have already repossessed then they are likely to just want to cover the shortfall) is this correct? Also I havent as yet listed the house as an asset as so far as I know, it no longer belongs to me, it is now the proprty of the mortgage company? I have tried to contact them 6 times over the past 2 months and there is never anyone who can uderstand English to speak to. This is the last thing that I need to complete on my SoA, so any advice would be great. Thanks, Danni [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.