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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by baguaboy[/i] [br]Hi...this is a repeat of a question I asked the forum back on 19th Feb........question was: Hi... I am considering bankruptcy as i have credit card debts of over £70k and am struggling to meet monthly repayments. My situation is that I live with my long term partner( NOT MARRIED) in her house...house and interest only mortgage has always been in her name.. i have been the main breadwinner in the household.... the credit card debts are solely in my name. My question is : if I go bankrupt is there any claim against my partner or the house..... The reply from the forum was there was no claim on the house because it was an interest only mortgage......I have since spoken to both the National Debt Helpline abd the Insolvency Service and they totally disagree...they say that the OR would consider I had a "beneficial Interest" in the property ...they both said there was no fixed formula for working out how much this would be....I am now obviously really confused !! Can anyone give me a definite answer .....many many thanks !!! [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.