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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by frosie90[/i] [br]Hi, I know I have asked this but cannot find the thread.I am sure Melanie responded but cannot see the answer about either letting them know myself or letting the OR know. I have filled in my SOA on line and now submitted it in my current address as I have not moved out yet. I have my court date booked for 7th April and obviously I will tell them then my new address. I have secured rented property for which I will be getting the keys this Friday, 20th. I have listed my mortgaged house as an asset and the mortgage in the secured section as well as including the anticipated shortfall in the unsecured section although I intend to voluntarily surrender it. Is it better to wait until I am declared BR to tell the mortgage provider that i wish to "give it back"? or can I tell them now? I am not sure if giving an "asset" back could be seen as preferential to the mortgage provider over and above my other creditors even though the house is in negative equity? [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.