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| T O P I C R E V I E W |
| mick063 |
Posted - 30 April 2009 : 10:20:40
Hi All, not long before i go bankrupt, made my appointment for two weeks time.
I have a couple of questions as I'm filling in the forms. I hope you can help.
Assets
I have no property, nothing in the way of fixtures and fittings that are expensive, so do I put none in this section?
PENSIONS
I have an NHS pension but are not drawing on it as I'm not retired yet but do I still have to put under assets under section 3 or do I leave this blank and place it in to 3.4 under pension?
ASSETS
motor vehicles
I have a car via Motability as i'm disabled, and are using their contract hire system. Is this classed as an asset, even though i don't own the car at any point? or does it go in the 3.7 section its a little confusing.
EMPLOYMENT AND PRESENT INCOME 6
My wife contributes all of her wage as 6.7 asks do I put her wage in this section as she contributes this towards household expenses?
OUTGOINGS
housekeeping £450 for two adults two kids is this ok?
Travelling to and from work
£140 for two cars as i have to travel to work 60 miles round trip and my wife is included as well . Do i put her travel expenses in with this, as i have done?
CLOTHING
£300 for 2 adults and 2 kids is this ok?
Once again thanks for any help.
Mick |
| 5 L A T E S T R E P L I E S (Newest First) |
| mick063 |
Posted - 01 May 2009 : 09:46:55
THANKS FOR YOUR HELP EVERYONE..javascript:insertsmilie(' ')
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| jayne1970 |
Posted - 30 April 2009 : 16:39:53
sorry never stated what for, I refer to clothing allowance.
Jayne
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| jayne1970 |
Posted - 30 April 2009 : 16:38:20
Hi Mick
All I and E allowances seem to vairy, we are 2 adults and 2 kids, and just had ours agreed at £150. I would put down around this figure, they can always reduce it.
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| mick063 |
Posted - 30 April 2009 : 14:49:45
Thanks for that Jane.i
I will reduce the clothing to your figure. and will stop my payments right now.
Mick063 |
| Jane.l |
Posted - 30 April 2009 : 13:38:43
I think Clothing is way too high, we are 2 adults and 3 children and were only allowed £80, I had put down £100 but the OR reduced it.
I have a frozen NHS pension that I cannot draw until I retire, and I just listed it under pensions, not assets
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