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 How much interest does the OR take in partner's in

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T O P I C    R E V I E W
mighty reds Posted - 30 April 2009 : 19:17:17
Currently completing bankruptcy paperwork on-line.

I figured I'd have to take her payslips and bank statements to court or include them with my paperwork but the S.O.A only seems to want to know the amount other people in the household are contributing to household expenses.

Including the Rent, C/Tax, Water, Gas and Eleccy the cost of the flat is £900 per month (all Bills in my name, she recently moved in).

My partner's net pay is only £550 to £600 per month, so I guess I can put down quite a low figure on here "contribution" to household costs?

With that kind of take home pay what do you think the OR is going to expect her to contribute (in terms of percentage of her income), my girlfriend is Polish and needs some of her limited income to go and see family in Poland 2 or 3 times a year.

Any idea's here?


Cheers
4   L A T E S T    R E P L I E S    (Newest First)
mighty reds Posted - 01 May 2009 : 22:18:45
got it, cheers John
John Posted - 01 May 2009 : 21:14:20
Hi

you are asked in respect of your partner's contribution as opposed to net income as she has no responsibility toward your debts.

So you could enter "nil" but morally you would only expected to do so if she were not working, which she is. That being the case the OR would expect her to make a contribution based on the fact that a proportion of the expenditure claim will no doubt cost which can be directly related to her such as foo etc where you have claimed for both of you.

Rule of thumb is that her contribution toward the £900 cost should be at the same ratio as her income is to yours.

So if her net income is £600 and yours were £1200 then her contribution would be £300 (Half of your contribution as she earns half what you earn).

John White
England Jackman & Spacey
mighty reds Posted - 01 May 2009 : 19:00:53
Thanks for reply

Anyone else got any input / experiences here?

Cheers
Skippy Posted - 30 April 2009 : 20:38:21
I was never asked for details of my partner's income. I just put down the amount he contributes to the household and this was never queried.

I would suggest that you just put down however much your girlfriend contributes.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

22 IPA payments made, 14 to go - on the home straight!

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