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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by kenji[/i] [br]Hi, I'm new here. My bankruptcy order was made Feb this year, so I'm still going through the wait period of a year (hopefully!) before discharge. Everything's going fine to date. My only income over the last 3 years or so has been from 4 personal pensions paid monthly.....3 are quite small and one is reasonable, but the total together is obviously known by, and not bothered by, the OR's office, as they see it as more or less covering my meagre living expenses. I had/have no other assets (to put it simply!). I realised a couple of weeks back that I'd been paying basic rate tax on these pensions (paid to me net of tax), so I sent all supporting docs (P60s, etc) to HMRC and asked them to look at the previous 3 tax years, with a view to a tax rebate, mainly against personal allowance (that hadn't been taken into account each of these years). They replied today saying - as I expected - that any rebate would go initially to the OR's office. OK...so I expected that...but this rebate is purely set against over-payment of tax on my personal pensions AND, as I understand it, personal pensions approved by HMRC (which these are) are not considered part of my estate (after March 2000 act). So could I expect this rebate of pension tax back? Your advice would be really appreciated. [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.