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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by indy2005[/i] [br]Hi, I took out 65K when entitled to 57K, paid off my debts at the time, transferred the house to wife as I had used my half (more than) to pay off my debt. I went BR for additional debt and am now discharged. They never asked about the house, despite me listing everything on the SOA, and now the case has gone from RTLU back to [s]outer space[/s] the original OR office to look at beneficial interest. My question is.... If the mortgage was 150K when I took my money out and is now 145K, can they ask for 2.5K as BI, because I have been paying half the mortgage? If the above is true, do I need to worry about this type of equity build up occurring now with each mortgage payment, or is this being built up "post discharge". I ask because if this is going to take years to sort out, my wife wants to switch to interest only...so I don't build up any interest in "her house" as she reminds me often. If the house price goes up, can they say I am entitled to some of that growth? I don't see how as it is my wifes asset, any growth is of her asset not mine. I gave up my interest via a Declaration of Trust and a house transfer. Thanks i [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.