| T O P I C R E V I E W |
| fredjn |
Posted - 25 February 2010 : 18:47:16
Hi
Does the OR always contact the landlord? Why what difference does it make if you can pay and have been paying your rent properly? Also we don't know whether to mention we have a cat, we don't have another months rent to pay up as a deposit. Plus what if they say no? We simply don't know what to do - if we got caught with a cat would we get thrown out?Should we ask them?
We suspect the letting agent didn't run a check on because none of the references have heard and yet we passed.
Any advice would be great
Thanks
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| 14 L A T E S T R E P L I E S (Newest First) |
| Dez |
Posted - 30 May 2010 : 08:06:29
When I had my telephone interview with the OR he told me that he was not going to contact my landlord. |
| debtinfo |
Posted - 29 May 2010 : 21:21:16
Think about it like this, what is to say that you had not changed the tenancy agreement befre giving it to the OR, what is to say that the one last week didnt say you were to get a 50% interest in the property.
Of course the OR wants to verify, granted the above is unlikely and most people have standard tenancy agreements, but the potential is that either party could change it and put in virtually any agreement, or take them out |
| JimLees |
Posted - 29 May 2010 : 20:56:23
I asked the OR not to contact my landlord for similar reasons. He had a copy of the Tenancy Agreement and could see form my bank statements that I was not in arrear. He kindly replied "We WILL be contacting your landlord". When he did, it was just to ask if we had any arrears and if there was a Tenancy Agreement!
Pointless and vindictive if you ask me. |
| Jane.l |
Posted - 28 February 2010 : 10:56:48
Great news , there is no way I would have give my cats up  |
| Skippy |
Posted - 27 February 2010 : 16:56:33
I'm so glad you can keep him, I can't imagine life without mine!
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
31 IPA payments made, 5 to go - the end is in sight! |
| fredjn |
Posted - 27 February 2010 : 15:22:31
YIPPEE!!!
Hi all and thanks for your comments, but the answer is yes we can take the cat...we are so pleasde because we really do love him and I couldn't have gone without him.
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| Jane.l |
Posted - 27 February 2010 : 10:56:37
Our landlord came to the house to re-sign the tenancy agreement after we had been in the house for the first 6 months and said my cats were lovely and looked very well looked after
and, no, the OR did not inform our landlord of our bankruptcy, I know they are supposed to do but some are a bit more understanding, we had to supply the tenancy agreement and bank statements so the OR could see we paid the rent on time |
| ONK |
Posted - 27 February 2010 : 10:17:47
Many landlords say "no pets" as they dont want their house wrecked , watch programmes like life of grime etc and fear that is how their properrrty would be treated.
I have not had a problem with having a dog since i moved into private rented. A responsible pet owner will keep the animal and surroundings clean and tidy and ensure o damage is caused. Relistically is a landlord going to evict you for having a pet which is properly careed for. They dont want the house sitting empty and raising no revenue.
If they were hell bent on noo animals then they could visit the property and advise you about it , send you a couple of letters giving you reasonable notice to get rid. |
| Skippy |
Posted - 26 February 2010 : 20:28:09
I would live in a tent rather than give up my cat, so good luck x
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
31 IPA payments made, 5 to go - the end is in sight! |
| Housing |
Posted - 26 February 2010 : 20:23:34
Hi,
As gettingoutofdebt has said, they often do contact the l/l - BUT not always - you may preempt by offering a copy of your tenancy agreement and a copy of your rental payments. You could also ask if they do not contact the l/l - may not pay attention to the request though.
From my experience as a former letting and estate agent - we took BR tenants and NEVER had a problem with them - but... for so called professionals with smart references, well that is another matter!!
I would not worry about a cat - provided you ensure that it is clean and tidy when the landlord comes around and when you leave the property - clean the carpets etc - unless the tenancy agreem,ent with an express clause to say you shall not have pets... otherwise the whole concept of reasonableness kicks in - whether it is reasonable to stop a tenant having a pet...
Good luck, Richard
quote:
Originally posted by fredjn
Hi
Does the OR always contact the landlord? Why what difference does it make if you can pay and have been paying your rent properly? Also we don't know whether to mention we have a cat, we don't have another months rent to pay up as a deposit. Plus what if they say no? We simply don't know what to do - if we got caught with a cat would we get thrown out?Should we ask them?
We suspect the letting agent didn't run a check on because none of the references have heard and yet we passed.
Any advice would be great
Thanks
"There are no problems - only solutions" |
| fredjn |
Posted - 26 February 2010 : 17:10:22
Hi,
Thanks for the replies,
We have asked today about the cat and are waiting the verdict! Lets hope we can, our cat is clean, well behaved and you wouldn't know he was here half the time. I'll let you know how I get on
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| Skippy |
Posted - 26 February 2010 : 11:07:32
I wouldn't recommend hiding the fact you have a cat from your landlord - if he's anything like my cat he'd spend most of his time gazing out of the window!
Gettingoutofdebt - 'a catty smell'?!?! I know dogs can smell (no offence to any dog lovers reading!) but I've never gone in a house and smelt cat!
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
31 IPA payments made, 5 to go - the end is in sight! |
| Jane.l |
Posted - 26 February 2010 : 08:22:18
I don't think you could hide a cat I have 2 and they like sitting on the window ledge looking out at the world.
The house I chose was no pets allowed but we asked the rental agency if the landlord would consider them and we offered to pay an bit extra deposit. We explained they were housecats, tend not to scratch too much, they never scratched any doors or walls, we bought a lot of scratching posts and placed them around the house and they were fine. The landlord agreed in the end and we just ended up paying an extra £200 deposit.
I would not advise trying to hide the fact you have a pet if its a no pets allowed house, as you will be stressing all the time about getting found out, I know I would |
| gettingoutofdebt |
Posted - 25 February 2010 : 19:07:44
The OR contacts your landlord to check whether there is any rent outstanding that hasn't been paid. They don't always contact the landlord but I think it is pretty normal.
Mine wasn't contacted, or if they were they never mentioned anything to me. I provided the OR with a copy of the rental agreement and they could see from my bank statements that I had paid the rent each month.
quote:
Also we don't know whether to mention we have a cat, we don't have another months rent to pay up as a deposit. Plus what if they say no?
Mention the cat to whom? The OR or are you renting a new place? If it is a new place then it isn't likely the OR would contact the landlord (although this could happen) as you would only be in the place a couple of months before declaring BR.
You should definitely mention the cat to the rental agency as they will find out one way or another. This could be by chatting innocently to the neighbours or if they come to look at the property there will be cat hairs on the furniture, a 'catty' smell in the property, etc. If the property says that pets aren't allowed then, yes, in all likelihood you would be thrown out and you would lose most/all of your deposit as it would be taken to clean the property in order that any new tenants with pet allergies would be comfortable living there. |
