Hi. My wife has got a court date 22 Feb and would like to include her mobile contract in BR. She is paying £35 a month and is not in arrears on her bill but the payment date is 29th of the month. Will she be able to include it in BR or should she wait a week until she defaults on paying the bill and is in arrears to include it. Many thanks
A lot depends on whether your wife pays her telephone bill in arrears or in advance. If it is paid in arrears, the amount that would vbe outstanding on the day that your wife makes herself bankrupt can be included. However any debt incurred after that date is the responsibility of your wife.
does your good lady wish to keep the phone contract going after / during bankruptcy ?
is the phone essential for work ?
your answer may dictate if teh phone company becomes creditor
regards Richard
No my wife does not wish to keep her contract going anymore and the phone is not essential for work. Once she gives up her mobile she is going PAYG. Thanks.