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 Hi! My debtors asked me to inform them
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william210968
Starting Member

6 Posts

Posted - 01 March 2010 :  20:58:32  Show Profile  Reply with Quote
Hi! My debtors asked me to inform them about my court date. Should I inform them and what do you think they are going to do, are they going to send someone to the court?

gettingoutofdebt
forum expert



2418 Posts

Posted - 02 March 2010 :  06:43:21  Show Profile  Reply with Quote
They won't send anyone to court unless they are taking you to court to declare you BR. Whether you inform your creditors of your court date or not is really up to you as it won't make any real difference. The only thing that may happen is that your creditors chase you even more for their money as they know when you are BR they won't get their money back.
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ONK
Junior Member



135 Posts

Posted - 02 March 2010 :  09:15:10  Show Profile  Reply with Quote
I chose to not answer the phone , letters or any other contact from my creditors. They were hounding me every day. I only answered them after BR and innformed them of my number and date and ended the call. Within a few days all the calls and letters stopped.
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 02 March 2010 :  11:51:35  Show Profile  Reply with Quote
Hi

As has been said, there is no need to tell your creditors at this stage - if you do, they may well have a "final burst" to get something from you!

Best strategy is to go to court and then they will all know.

If you are being harrassed, contact you landline provider and say you are getting nuisance calls and they wil put you ex directory and change the number for no cost to you - we did it and the line was quiet!! Only people that we actually want to speak to

Good luck, Richard

"There are no problems - only solutions"
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wendash
Starting Member

13 Posts

Posted - 02 March 2010 :  14:56:21  Show Profile  Reply with Quote
Hi
We are on the talktalk network and have found a very useful feature.
If we dial 14258 after a call, it bars that number from then on.Luckily, Capital One and Barclaycard (2 of the worst for chasing debts) don't withold their number, so we haven't had a call from them for a couple of weeks.
Not sure if 'Bar last call' feature is available on other networks but its worth checking.
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 02 March 2010 :  15:05:21  Show Profile  Reply with Quote
Hi

I have learnt something today - can that be done on any network or is it just "talktalk"?

Richard

quote:
Originally posted by wendash

Hi
We are on the talktalk network and have found a very useful feature.
If we dial 14258 after a call, it bars that number from then on.Luckily, Capital One and Barclaycard (2 of the worst for chasing debts) don't withold their number, so we haven't had a call from them for a couple of weeks.
Not sure if 'Bar last call' feature is available on other networks but its worth checking.



"There are no problems - only solutions"
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wendash
Starting Member

13 Posts

Posted - 02 March 2010 :  15:28:18  Show Profile  Reply with Quote
Hi

Not sure if available on BT etc, but would have thought so as they normally all copy each other.
It is a fantastic service and really useful for all those annoying sales calls as well.
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 02 March 2010 :  15:29:45  Show Profile  Reply with Quote
Interesting and thank you for the information - will be useful for people who are being annoyed by those awful call centres!

Richard

quote:
Originally posted by wendash

Hi

Not sure if available on BT etc, but would have thought so as they normally all copy each other.
It is a fantastic service and really useful for all those annoying sales calls as well.



"There are no problems - only solutions"
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william210968
Starting Member

6 Posts

Posted - 03 March 2010 :  19:27:33  Show Profile  Reply with Quote
Thank for replies
I decided not to tell them, but I can not really say that I have been harassed. All of the creditors where nice and once I told them I was going for BR they call me sometimes to check if I already has been made bancrupt even people from Barclays.
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