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martin dy2
Starting Member
United Kingdom
6 Posts |
 Posted - 02 March 2010 : 14:44:29
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Hi, can someone round here please help me, after major heath issues both physical and mental I’m in a right pickle.
I owe about 25,000£ in total and growing everyday, I have managed for a while to pay some debts but now have about 4 default notices against me and three more on their way!!!
I have no assets apart from an old car, 1997 rover 400 worth a few hundred quid, a few personal belonging, most of the debt was on consumer goods which I foolishly gave away or sold for a little of their value :O( a small pension from about 18 years ago (value approx £8000) but no savings or investments, and about 30 quid to my name in cash. I’m up to date with most of my priority debt, maybe about three weeks behind in rent.
My only income is £105 per week incapacity benefit and I get housing and council tax benefit.
I now have an opportunity to move towns and start a new life with my partner, I don’t want to take the debt with me so have made up my mind to go bankrupt, I see no other way forwards and at my age the chance of ever getting a mortgage or even a job right now seems miles off.
I need to know where to be pointed, what to do, and how to do it. I have access to a limited amount of cash, but have been told there is help available to some people towards the court costs.
Help….. is what I need now, please can someone help me I’m desperate and need an answer to this and a way out, other than the rope and the loft trick :O(
Tia
martin
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desperate help needed...... :O(
