I recently filed for BR after spending 3 years making the decision!! I am due my interview with the OR on 23rd june and need to know what to do about my direct debits for my bills and rent etc..also my salary. I currently have two cashminder accounts, one is my main one which all my bills go out of and one is for my ex to pay maintenance into. I know these will probably ne frozen. I need to know how to ensure my bills are still paid etc. Do I... 1. Go to the CO-OP and explain things and ask their advice. Can i open a new account? 2. Change all my details over to ,my dads or daughters account prior to the interview so that everything gets paid?
I am absolutely petrified i fall behind or dont pay my rent unintentioanlly as i dont want to lose my tenancy!!
Hi KM1 I had 2 cashminder a/c one is a savings a/c and the other a current. i was allowed to keep both i didnt have any spare money in the a/c only for household living. nothing was frozen I caled coop to let them know what was happening and they were fine. hope this helps good luck. Tracey x
Hi km1 - its the banks decision to freeze an account not the ORs. Fortunately Co-op are BR friendly so keep them informed and I am sure both accounts will be ok.
It is generally standard banking procedure to freeze all accounts following the advertisement by the OR in the London & Stubbs Gazettes. However, the OR can write to the bank to get this account(s) un-frozen. I would suggest talking to your bank and advising them of the situation.
Afternoon, had to change my username coz i forgot my password..Doh!! Went into the bank today and they have assured me that it wont be frozen as i have a good record with them. They put a note on the account to say I 'd been in etc and were really supportive:) Next hurdle OR interview 23rd June