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debtrider
Junior Member
494 Posts |
 Posted - 21 May 2010 : 09:03:30
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I was discharged from bankruptcy in October 09 and I am now looking at opening a savings account.
I already have a co op cashminder account but would now like to open some sort of savings account. I have to look at trying to put some money away for the future and not spend it all at once like I used to.
Does any know of a savings account I could open now I am discharged.
I cannot understand for the life of me why it should be difficult to open a savings account. It's not as if I am asking for a loan or an overdraft, it would be my open money I am depositing.
Opening a savings account will help me manage my money a lot better. If I have extra cash from my earnings in my current account then I might be tempted to spend it.
Anyone any ideas of a savings account I could open without being rejected.
Thanks
Debtrider |
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Housing
Senior Member
United Kingdom
1399 Posts |
Posted - 21 May 2010 : 12:58:10
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Hi Debtrider,
ther was a post a few days ago that may have the answer for a savings account as you are now discharged. I cannot recall who did the post - have a scout and see it was this week, Richard
"There are no problems - only solutions" |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 21 May 2010 : 14:31:25
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I have savings accounts with Nationwide and I had an ISA with Santander.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
34 IPA payments made, 2 to go - not long to go now! |
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sunshine
Starting Member
41 Posts |
Posted - 27 May 2010 : 14:53:37
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Hi,
I've just been on the phone to the co-op...we have had to swop our current account to a cashminder due to our bankruptcy. The guy on the phone said as soon as we have been discharged we will be able to open up a savings account again with them.
He also mentioned they provide insurance which is payable in installments too....
Hope this helps,
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 27 May 2010 : 15:11:51
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I have a savings account with the Co-op but I had to appeal before they would open it as I failed the credit check!
I also have my car insurance with them and they wouldn't let me pay in installments. I'm not sure if this was to with my credit score or something to do with my address.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
34 IPA payments made, 2 to go - not long to go now! |
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sunshine
Starting Member
41 Posts |
Posted - 27 May 2010 : 17:33:15
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Ooh and there I was getting all giddy thinking how helpful they we being. He gave me all the blurb on the phone about how they like to help etc etc....Thought it was all too good to be true...
I would have thought that most people who have recently been discharged would fail a credit check?
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 28 May 2010 : 08:52:05
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Exactly! And why on earth does any back credit check for a savings account?!?!
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
34 IPA payments made, 2 to go - not long to go now! |
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Savings account after discharge
