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 How do I stand as the home owner
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adrian.3
Starting Member



1 Posts

Posted - 06 August 2010 :  15:37:01  Show Profile  Visit adrian.3's Homepage  Reply with Quote
I own my home outright and have the deeds in my name only. I payed off my mortgage ten years ago. My partner moved in with me last year, but has been left with bad debts by her previous partner, she wants to declare herself bankrupt to wipe the debt away so me and her can have a future debt free. How do I stand with all this as the home owner and how would I safeguard myself? I have no debt and bank accounts/shares are all in my name only. I would be grateful for your help.

Daniel Griffiths
Junior Member

United Kingdom
268 Posts

Posted - 06 August 2010 :  15:49:15  Show Profile  Reply with Quote
You have absoloutely nothing to worry about, your home is your assett not hers.
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debtinfo
forum expert



2826 Posts

Posted - 06 August 2010 :  15:50:38  Show Profile  Reply with Quote
The house should be safe if you have bought it outright with no mortgage years befire she moved in as she has not contributed anything towrads it.

The only way that could differ is if say she had built or paid for an extention or a major renovation
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 06 August 2010 :  18:44:39  Show Profile  Reply with Quote
Hi, Adrian

You should be fine and safe - as debtinfo has said, if she has made any contribution to the asset, then that could affect the position. Form what you have described you are looking fine

Good luck to your partner - ask her to post if she needs assistance

Richard

"There are no problems - only solutions"
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