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chi
Starting Member
9 Posts |
 Posted - 07 August 2010 : 15:39:21
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I have just gone bankrupt and when speaking to the administrator he said I must include my boyfriends income on the forms even though they have no interest in his income as the debts are all on my name, he also said if he refuses they can take him to court and force him to disclose this information, is this correct? How can they force him to do this when the bankruptcy and debts are just on my name? What will happen if he doesn't tell them? And also when filling in the outgoings I'm assuming I have to include everyone that's living in the property (my boyfriend, my children and myself? Will they ask to see prove of mortgage payments (as the house is his and not on my name)and he doesn't want anything to do with this bankruptcy.
Many thanks |
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debtinfo
forum expert
2826 Posts |
Posted - 07 August 2010 : 17:38:40
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| He does not have to tell them his income, but if thy dont then they will just cut the outgoings in half and presume that he pays the other half. The reason that the OR wants to know is to make sure that he is paying a fair share of the household outgoings |
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Richard P
Senior Member
United Kingdom
1701 Posts |
Posted - 08 August 2010 : 16:24:29
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i think that the wording on the petiton relates to how much of his income is used in contributing to the household bills.
The OR would normally expect that if two adults share a house the bills would be shared fifty fifty, however when children are concerned you could argue that the percentages are different
with the I & E it may be to your advantage to list that he contributes a reasonable amount to the family pot, no easy way to work it out except list everything on a piece of paper and see who pays what.
regards Richard |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 08 August 2010 : 17:56:37
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Although the OR is entitled to ask what your partner earns, all I did was put my partner's contribution to the household expenditure on the forms. I was never asked to prove how much he earns, which would have been difficult as he is self employed and his salary is never the same.
I don't agree that the OR would expect expenditure to be split 50/50 as not all couples earn the same salary. Providing it doesn't appear that you are supporting your partner there shouldn't be a problem and the expenditure should be split pro rata to your salaries (i.e. if he earns 2/3 of the household income he pays 2/3 of the bills).
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 - it's over at last! |
Edited by - Skippy on 08 August 2010 18:01:38 |
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Richard P
Senior Member
United Kingdom
1701 Posts |
Posted - 08 August 2010 : 19:31:49
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Hi Skippy / Chi
another variable to the % could relate to the boyfriend being father to the children or not ?
fair comment about earning capacity
Richard |
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debtinfo
forum expert
2826 Posts |
Posted - 09 August 2010 : 01:02:14
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| Hi skippy, that was what i was saying, if he does not reveal his income the the OR has no other choice but to presume 50/50 (this is the guidance in the OR manual). If the partner reveals his income then the OR will split the outgoings pro rata |
Edited by - debtinfo on 09 August 2010 01:02:34 |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 09 August 2010 : 08:52:36
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Sorry Debtinfo, I was replying to Richard's comment that the OR would expect 2 adults to split the bills 50/50.
I didn't have to provide my partner's income, only how much he contributed - I presume that's because he pays a bit more than me?
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 - it's over at last! |
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I must include my boyfriends income ?
