I am soon going bankrupt with the help of CAB. One debt i have is with my sons private day nursery(which he is currently not attending). When I was working, i was getting help from tax credits for childcare costs. Can this debt still be added in my bankruptcy?
Any unsecured debr that has been incurred prior to you declaring yourself bankrupt can be included in the bankruptcy. However do not forget to include the debt in your Statement of Affairs.
welcome to the forum as Blackie has said an unsecured debt should be included in your BR the general exceptions are student loans, court fines , CSA debts, TV licence debts and certain Working Tax Credit debt
Dave
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