My question is quite complex. I was made bankrupt in Nov 2009 and was discharged in May 2010.Im my soa paperwork I placed all bank accounts down.I have just recieved this week a bank statement form one of the accounts in the soa. So I ask as I am now out of my bankruptcy is this money mine as the OR should have already siezed and closed the account?
This is not all, after closer inspection I have realised a direct debit is still being taken out of the account which is for house insurance. For a house that I sold in April 2007. They have said if I can proove the sale they may backdate all money, which equates to over a £1000. So I now ask another question,if they do backdate the payment as I have got a land registry document to proove the sale, will the money be mine? will the money belong to the Official Reciever or will half belong to me up until the bankruptcy and the other to the OR
our help would be very much appreciatd in this matter
Big Al Insolvency examiner with the Insolvency service from April 2008 - July 2010.
If you need help completing SOA's(statement of affairs) or PIQ's(preliminary information questionnaire) if you've been declared bankrupt, or anything else and you're within 30 miles or so of Warrington, then please contact me via my contact details in the expert page for futher details"
No the account wasnt overdrawn and is still £420 to the good now plus any insurance rebates that may come. I just dont know where I stand. help much appreciated
Hi there My question is quite complex.
Posted - 21 July 2011 : 08:48:03
