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vm123
Starting Member



2 Posts

Posted - 16 January 2012 :  12:17:01  Show Profile  Visit vm123's Homepage  Reply with Quote
i was going down the IVA route and then decided this wasnt the best route for me and advised my IP, but the IVA was already accepted by the creditors, My insolvency practioner recorded the IVA and this is now showing on my credit records and I need this to be removed as it was only active for 8 days and no payments etc were taken during this time and as I did not proceed with the IVA, I don't feel that it is right that this should remain on my credit report, especially as this is now causing me problems trying to rent.

Edited by - vm123 on 16 January 2012 12:31:26

Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 16 January 2012 :  14:10:29  Show Profile  Reply with Quote
Have you asked your Insolvency Practitioner to remove it?



Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/
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vm123
Starting Member



2 Posts

Posted - 16 January 2012 :  14:13:48  Show Profile  Visit vm123's Homepage  Reply with Quote
Yes I have, they just said that it was active for 8 days therefore it can't be removed, but I don't see how that can be right?


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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 16 January 2012 :  14:35:11  Show Profile  Reply with Quote
Hmmm, I can see how annoying that could be, it seems a shame that they can't remove it, I guess once you've entered into insolvency proceedings, that's it.

Sorry you're having problems renting, try private landords maybe?



Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/
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