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Any way for me to get bank overdraft default removed from my record ?

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Michael.78
Starting Member

1 Posts

Posted - 06 March 2012 : 15:38:18

I had an overdraft at my bank. It was defaulted on my record whilst still doing my IVA. This account was opened before the IVA had started. Is there any way this can be tken off my record ?

Viki.W
forum expert

United Kingdom
2211 Posts

Posted - 07 March 2012 : 07:00:46

You need to write to the data controller for the creditor and ask them to remove any defaults after the date of your IVA acceptance.

Then, after 6 years from that date, it will drop off your creit file.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/

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