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Tom.sp
Starting Member
1 Posts |
 Posted - 19 May 2012 : 14:53:53
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This is my situation.
Credit card debt fromn 2003 £3,350. was paying off £40 a month until recently, can't afford to now. they re getting more aggressive and have passed on to a doorstep collection agency.
Employment - casual, very quiet at moment last 2 months have earned £200 and $225.
Accomodation - bedsit, not very nice, £350 per month including bills, only place i could get without a deposit. arrears £150, due £350, eviction a real possibility.
Assets - bank account plus cash £14, personal assets of a sellable nature nil, you'd probaly get £50 tops at a car boot sale for what i own!
The accomodtion issue is not the problem at the moment, i can stall for a bit, and i have plenty of work coming up in the next 2 months, but it will take that and longer just to catch up with my finances. The collection agency won't listen to my explanation of current situation, and won't wait.
Suggestions please.
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 19 May 2012 : 17:03:46
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Hi Tom,
If this is your only debt then I suggest you make an appointment with a Money Advisor at your local CAB who can help you.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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Collection agency won't listen to explanation of current situation.
