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 bankruptcy postbag for june
 What CAN I have?
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Trolly-Dolly
Average Member



591 Posts

Posted - 27 June 2008 :  08:55:37  Show Profile  Reply with Quote
Just been doing some more reading and having more mini heart attacks! So to those of you already BR, what can I keep?
Things I know about are assest (car/home/antiques/life assurance) but those in the dark are.......

Sky TV (basic package)
BT line
Gas & Electricity (not metered)
Mobile phone (contract)
Debit card with bank
Ebay account
Council tax (pay monthly)

Thats all I can think of for now,TA!

melanie_giles
Senior Member



1191 Posts

Posted - 27 June 2008 :  09:29:25  Show Profile  Visit melanie_giles's Homepage  Reply with Quote
All of those will be safe from your bankruptcy. The OR does not allow Sky TV, but you ought to be left with some disposable income which you can continue to pay this out with.

For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 27 June 2008 :  13:38:04  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Absolutely, I kept my Sky TV in the same way!

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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Trolly-Dolly
Average Member



591 Posts

Posted - 27 June 2008 :  13:49:25  Show Profile  Reply with Quote
So there is no allowance for it, but if I can find another way to pay for it I can keep it?

Any idea on the other things.......
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 27 June 2008 :  13:55:55  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Absolutely ... I did! I believe everything else should be ok, but you could lose your debit card (depends on how your bank deal with it ... do you owe them anything?).

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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Trolly-Dolly
Average Member



591 Posts

Posted - 27 June 2008 :  13:59:05  Show Profile  Reply with Quote
Dont owe them anything but account only 2 months old.

Have set 2 days aside next week to get selling on ebay, sooner we get this sorted the better, stress driving me nuts, still, on the positive side at least I've lost the baby weight now!!!!!!
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 27 June 2008 :  14:00:13  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Have a quick chat with the bank and let them know your situation and you should be fine.

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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