| Author | 
                
                  Topic   | 
                  | 
              
              
                | 
                 Trolly-Dolly 
                Average Member 
                    
                 
                
		 
                  591 Posts  | 
                
                  
                    
                      
                       Posted - 27 June 2008 :  08:55:37
                        
                        
                      
  | 
                     
                    
                       Just been doing some more reading and having more mini heart attacks! So to those of you already BR, what can I keep? Things I know about are assest (car/home/antiques/life assurance) but those in the dark are.......
  Sky TV (basic package) BT line Gas & Electricity (not metered) Mobile phone (contract) Debit card with bank Ebay account Council tax (pay monthly)
  Thats all I can think of for now,TA! | 
                     
                   
                 | 
              
              
                | 
                 melanie_giles 
                Senior Member 
                     
                 
                
		 
                  1191 Posts  | 
                
                  
                    
                      
                       Posted - 27 June 2008 :  09:29:25
                        
                        
                        
                      
  | 
                     
                    
                       All of those will be safe from your bankruptcy. The OR does not allow Sky TV, but you ought to be left with some disposable income which you can continue to pay this out with.
  For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com | 
                     
                    
                        | 
                     
                   
                 | 
              
              
                | 
                 JulianDonnelly 
                Junior Member 
                   
                 
                
		 
                  United Kingdom 
                325 Posts  | 
                
                  
                    
                      
                       Posted - 27 June 2008 :  13:38:04
                        
                        
                        
                      
  | 
                     
                    
                       Absolutely, I kept my Sky TV in the same way!
  Regards
  Julian Donnelly Spokesperson for www.Bankruptcyhelp.org.uk | 
                     
                    
                        | 
                     
                   
                 | 
              
              
                | 
                 Trolly-Dolly 
                Average Member 
                    
                 
                
		 
                  591 Posts  | 
                
                  
                    
                      
                       Posted - 27 June 2008 :  13:49:25
                        
                        
                      
  | 
                     
                    
                       So there is no allowance for it, but if I can find another way to pay for it I  can keep it?
  Any idea on the other things....... | 
                     
                    
                        | 
                     
                   
                 | 
              
              
                | 
                 JulianDonnelly 
                Junior Member 
                   
                 
                
		 
                  United Kingdom 
                325 Posts  | 
                
                  
                    
                      
                       Posted - 27 June 2008 :  13:55:55
                        
                        
                        
                      
  | 
                     
                    
                       Absolutely ... I did! I believe everything else should be ok, but you could lose your debit card (depends on how your bank deal with it ... do you owe them anything?).
  Regards
  Julian Donnelly Spokesperson for www.Bankruptcyhelp.org.uk | 
                     
                    
                        | 
                     
                   
                 | 
              
              
                | 
                 Trolly-Dolly 
                Average Member 
                    
                 
                
		 
                  591 Posts  | 
                
                  
                    
                      
                       Posted - 27 June 2008 :  13:59:05
                        
                        
                      
  | 
                     
                    
                       Dont owe them anything but account only 2 months old.
  Have set 2 days aside next week to get selling on ebay, sooner we get this sorted the better, stress driving me nuts, still, on the positive side at least I've lost the baby weight now!!!!!! | 
                     
                    
                        | 
                     
                   
                 | 
              
              
                | 
                 JulianDonnelly 
                Junior Member 
                   
                 
                
		 
                  United Kingdom 
                325 Posts  | 
                
                  
                    
                      
                       Posted - 27 June 2008 :  14:00:13
                        
                        
                        
                      
  | 
                     
                    
                       Have a quick chat with the bank and let them know your situation and you should be fine.
  Regards
  Julian Donnelly Spokesperson for www.Bankruptcyhelp.org.uk | 
                     
                    
                        | 
                     
                   
                 | 
              
              
                |   | 
                
                  Topic   | 
                  |