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hammy0107
Junior Member
399 Posts |
 Posted - 03 July 2008 : 12:25:27
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Hi all,
Had my OR interview this morning and to be honest i don't know what i was worried about.
My examiner was a real good guy, never patronised me or made me feel guilty in any way. No interest in my car, nor my wifes car (which i gave her a few months ago so was worried about it being looked upon as disposing of assets), suggested i had £100 surplus cash so wanted an IPA of £50, i suggested i didn't have £100 surplus and after a little bit of negotiating he decided not to give me an IPA after all. Off the record he said my case looked straight forwrd enough (other than my house, which is my next battle) and i may even get ED. All in all a good interview and i am pleased with the outcome (so far).
Note to others : if the OR suggests an IPA, talk it through and if you really haven't got any spare to pay into an IVA you might just persuade them to have a re-think.
Note to others: if you are worried about your OR interview, don't be. Be prepared and everything will be ok.
I have a feeling my notice is going to be in today's paper so chere's to hoping today is an 'unofficial newspaper reading boycott' eh. |
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Suzanne
Average Member
United Kingdom
869 Posts |
Posted - 03 July 2008 : 13:14:13
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Hi hammy0107
They are surprisingly human aren't they.
Suzanne Stocker
Bankruptcy Manager
Jones Giles Ltd
www.jonesgiles.co.uk
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Trolly-Dolly
Average Member
591 Posts |
Posted - 03 July 2008 : 15:43:29
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Thats really good to hear Hammy as I have been very worried. I dont think we will get an IPA now as I worked out disposable income to be about £25-£50 (depending on things they may not allow), however have just been informed that mortgage is to jump up £85 pm at the time I go BR!!!!
You can read my blog here;
http://drowningmummy.blogs.iva.co.uk/ |
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hammy0107
Junior Member
399 Posts |
Posted - 03 July 2008 : 17:25:01
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Suzanne,
More so than i could of hoped for. |
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melanie_giles
Senior Member
1191 Posts |
Posted - 03 July 2008 : 23:55:00
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Well done! You will sleep well tonight Hammy!
For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 04 July 2008 : 16:58:22
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Hi Hammy,
I think you've earnt a beer or two this weekend ... well done!
Regards
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk |
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OR interview done and dusted
