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 bankruptcy postbag for august
 more advice please
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soscared
Junior Member

United Kingdom
229 Posts

Posted - 22 August 2008 :  12:37:13  Show Profile  Reply with Quote
well i just got back from viewing a house, told the landlord everything and he was fine about it, very understanding. if all goes well should move in next weekend. at least i wont be homeless this time.

now i dont know what to do about furniture i have. i know they cant take the bed wardrobes and essential items. but what about tv bought over a year ago with video sound surround etc on credit but paid for about £1200.00. also last yr purchased sofa on buy now pay 1st august and of course its not paid for so if i am right will finance co be another crediter £2000.00 with high interest charge for not paying it off..1st pymt due 1st sept.. will the or claim things like that back to sell and raise money to pay off creditors..

sorry about all these questions but things just keep coming into my head..and of course ex just upped and gone so he's nothing to sort out

thanks again

John
New Member



United Kingdom
73 Posts

Posted - 22 August 2008 :  12:49:49  Show Profile  Reply with Quote
Hi
with the exception of the sofa I don't think the OR would have an interest unless you listed something seperately as an item of high value on your SoA, so don't.

The sofa is a different matter, again I don't think the OR would be interested but when he contacts the lender they have the option to remove it as you've paid nothing toward it.
I know of a similar case where the lender had a policy that such items were not collected after the buyer's BR but it's up to each finance company to decide.

www.Bankruptcyhelp.org.uk
0800 078 9367
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soscared
Junior Member

United Kingdom
229 Posts

Posted - 22 August 2008 :  13:11:53  Show Profile  Reply with Quote
thanks john for all your help. if they want the sofa they can have it. thats the least i got to worry about at the moment. and they left one in the house i'm going to rent anyway
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