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end or teather
Junior Member
United Kingdom
254 Posts |
 Posted - 19 September 2008 : 10:45:34
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Hi,
I have phoned Abbey Bank today to ask about their basic cash account, have got an appointment next week, they said to take my passport or driving licence with me, has onyone got one of these accounts ? and if so what do you need to set it up
Thanks. |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 19 September 2008 : 11:12:15
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Hi End of Teather,
I opened my Abbey basic account the day after I went BR. Take passport, D/L and utility bills as well as a copy of your BR order.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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end or teather
Junior Member
United Kingdom
254 Posts |
Posted - 19 September 2008 : 11:19:55
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Hi Julian,
Thanks for your reply, I hav'nt filed for BR as yet but but i think i will have to in the coming weeks
and just wanted to know what is involved in starting an account, do i tell them i am going BR, or just open an account, and do you have to put any cash in to open it
Thanks |
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369
Junior Member
366 Posts |
Posted - 19 September 2008 : 15:57:59
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Hi,
I couldn't get a basic account with Abbey, but instead i have a Cash Card Account - so i cannot do direct debits etc, but i can get my wages paid into it and i can withdraw my money out.
I got my account a couple of weeks after going bankrupt.
You need to take proof of ID and proof of address. Don't think you have to pay any money in as such to open it, but take a nominal fee with you just in case... although they will just take your details and an account will be set up for you in the next 10 days or so, so they prob wouldnt need any money as your account wouldnt technically exist at that point.
If you open it up before bankruptcy, there is a danger that they will freeze the account when you go bankrupt, but you can arrange with the Bank Manager and the OR to stop them freezing it.
I would go to the meeting and say that you are going to be going bankrupt and can you still get the account, otherwise you might go through it all only for it to be frozen, better to find out what their policy is first.
Hope that helps
Lisa |
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andrew.m
Junior Member
United Kingdom
335 Posts |
Posted - 19 September 2008 : 16:54:47
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well i need to ask barclays if i can keep my account,
Julian, how should i approach them? |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 20 September 2008 : 13:16:33
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Hi Andrew,
It depends if you owe them any money when you go BR. If you do, the answer will be no. If not, then it's at the manager's discretion. It may well be worth a chat with your manager to see what their position would be.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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Topic |
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Bank accounts
