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turborat
Junior Member
289 Posts |
 Posted - 29 September 2008 : 14:00:30
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We will be moving into rented accomadation hopefully next week and leaving our house empty. What do we do with regards to council tax as we will be paying it on our rented property and don't want to have to pay two lots?
We plan to hand the keys back to the mortgage company once we are in and settled.
Thanks |
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turborat
Junior Member
289 Posts |
Posted - 29 September 2008 : 14:06:58
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Also what do we do about water, electricity etc when we move??
Thanks |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 29 September 2008 : 14:24:23
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Hi Turborat,
Let the council/utility companies know the date of your move and give them final meter readings etc.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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turborat
Junior Member
289 Posts |
Posted - 29 September 2008 : 14:36:52
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Thanks for getting back to me Julian.
What happens with regards to utilities on our vacant house as we still have the keys? |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 29 September 2008 : 14:50:37
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Hi Turborat,
As long as you've told the utility companies that you've moved out and given them final meter readings, they should issue a final bill and close the account.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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turborat
Junior Member
289 Posts |
Posted - 29 September 2008 : 15:25:55
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| Thanks for the advice. |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 29 September 2008 : 15:42:19
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No problem!
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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Nicola.j
Junior Member
United Kingdom
267 Posts |
Posted - 29 September 2008 : 15:56:03
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Hi
Just thought I would let you know my experience as I have just done the same.It was just that for gas and electric and water but for council tax they said they needed to see a copy of the repossesion order which I didnt have as my mortgage co will only get the keys back today.They were fine and said they will suspend the account until received.
Thanks |
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turborat
Junior Member
289 Posts |
Posted - 29 September 2008 : 19:28:58
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| Thanks Nicola, I will explain the situation when I ring them. |
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zoe
Junior Member
329 Posts |
Posted - 30 September 2008 : 11:01:01
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| You should be entitled to a class q exemption (property left empty by a bankrupt). You will be still be liable for Council Tax as the owner until the mortgage company actually reposesses it, however i would not imagine they would wait too long! |
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BankruptC
Senior Member
1030 Posts |
Posted - 30 September 2008 : 11:06:42
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Hi zoe,
I meant to email you but then lost your email address-hubby messing with the PC again I guess! Can I just ask how do the Council find out about someone's BR? I didn't think they would, but we got a letter from Council Tax saying they knew we were BR but we'd still have to pay this year's CT as normal (which of course we knew!). This made me worry who else at the LA will know? Any ideas?
Thanks :-)
C. x |
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zoe
Junior Member
329 Posts |
Posted - 30 September 2008 : 11:41:38
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Sometimes the OR informs the Local Authority of the bankruptcy this is done as a "to all known creditors" letter.
Do you owe anything to any part of the Council or do you rent from them???? |
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BankruptC
Senior Member
1030 Posts |
Posted - 30 September 2008 : 11:46:17
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No, just the fact that our Council Tax was rearranged over different months. Not arrears as such. Might the council tax people have seen it on the insolvency website or will the OR have had to inform them? I mean, does the CT dept check the IS website for this reason and get in touch with anyone they think may be affected?
Thanks,
C. x |
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zoe
Junior Member
329 Posts |
Posted - 30 September 2008 : 11:55:21
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They wouldn't have checked it unless they had reason to?
However someone may have seen it in the paper??
Has your bill been pro-rata'd as anything due prior to the date of BR should be proportioned. Which Local Authority is it?? |
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BankruptC
Senior Member
1030 Posts |
Posted - 30 September 2008 : 12:00:00
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Yeah, it has been pro-rata'd. Hmmm I'm wondering now who else at the LA will have been informed.
C. x |
Edited by - BankruptC on 30 September 2008 13:20:14 |
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turborat
Junior Member
289 Posts |
Posted - 30 September 2008 : 13:09:30
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| If there is any council taxt applied to the house we are leaving , between us moving out & the repossession going through could this be added in the BR application or would we still have to pay it at some point?? |
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Topic |
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Council tax when leaving property??
