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rdc
Starting Member
6 Posts |
 Posted - 17 October 2008 : 17:19:10
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I am in an iva and have been made redundant and missed 6 payments.
I have received bankruptcy proceedings from supervisor who will not answer my phone calls or letters.I am going to court to defend my position and suggest to judge a 6 month break from payments during which time I will have found a job and start paying again. Any thoughts |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 17 October 2008 : 17:27:02
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Hi RDC
If you dont mind me asking who has started the proceedings, is it the IVA company or one of your creditors.
Also who is your IVA company dealing with your payments.
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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rdc
Starting Member
6 Posts |
Posted - 18 October 2008 : 08:23:17
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quote:
Originally posted by Needafriend
Hi RDC
If you dont mind me asking who has started the proceedings, is it the IVA company or one of your creditors.
Also who is your IVA company dealing with your payments.
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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rdc
Starting Member
6 Posts |
Posted - 18 October 2008 : 08:29:08
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iva company started proceedings The company will not respond to my letters or calls. They are called x l of Bradford
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 18 October 2008 : 09:27:57
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hi RDC
This company in Bradford obviously dont have your best interests at heart,do they.
I would go and defend your position and also mention at court that you have been unable to contact them to discuss this matter.
Did you want to go BR, have you got assets that may be in jepordy.
I hope that you can get hold of these people, if not go to the court say your bit as you have to me about a break from payments and see what they come up with, they would rather have something from you rather than the debt get written of in BR where they will get bascially nothing.
Let us know how it all goes. If you need to speak to someone we offer free advice over the phone and that number is 0800 078 9367.
Best of luck
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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rdc
Starting Member
6 Posts |
Posted - 13 November 2008 : 13:41:53
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quote:
Originally posted by Needafriend
hi RDC
This company in Bradford obviously dont have your best interests at heart,do they.
I would go and defend your position and also mention at court that you have been unable to contact them to discuss this matter.
Did you want to go BR, have you got assets that may be in jepordy.
I hope that you can get hold of these people, if not go to the court say your bit as you have to me about a break from payments and see what they come up with, they would rather have something from you rather than the debt get written of in BR where they will get bascially nothing.
Let us know how it all goes. If you need to speak to someone we offer free advice over the phone and that number is 0800 078 9367.
Best of luck
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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rdc
Starting Member
6 Posts |
Posted - 18 November 2008 : 16:17:12
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I have been to court and judge was sympathetic and gave an adjournment of 4 weeks.A lot of people would have felt threatened by these solicitors letters just bullying tactics by a very poor supervisor.
I will keep you in picture.
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 18 November 2008 : 17:46:54
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Hey RDC
Do let us know what the outcome is. We are all here for you when you need us.
Take care
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Jo's Links and added info on Bankruptcy!
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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John
New Member
United Kingdom
73 Posts |
Posted - 18 November 2008 : 18:03:42
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Hi
as Jo says, have you any assets?
That might explain the IP avoiding your calls.
In IVA they get a set fee, in BR that same IP, if appointed your trustee in bankruptcy, stands to make a good deal more in fees.
www.Bankruptcyhelp.org.uk
0800 078 9367 |
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going to court to defend my position
