also can you get a pre pay card that you can have your wages paid on to and be able to do direct debits to pay your expenses and will it get frozen if when you go BR
It used to be that with a car on actual HP once you have made half the payments you can return the car with no further payments required and no further debt incrued.
It didn't make you popular but there was no come back. Not sure if it is still the same; anyone else know?
Hi, just a quick note me amd wife went bankrupt on oct 3rd and regarding bank accounts we have so far been able to keep them. mines a basic yorkshire bank one and wifes a abbey basic account. both were opened prior to going br. As advised by cab they dont take bankrupts but as account was open prior to this was not a problem. Informed both banks after we went br and was told as they were only basic accounts no cheque books or overdrafts we could keep th
Regarding your car on finance.My wife has a scooter on finance which she needed for wrk.She read that if declared bankrupt then payments wud stop and bike wud be taken back. My wife rung the finance company direct and asked them about the situation and they said because i only had 8 months remaining they had to interest as long as i keep up the payments. since had a letter from or saying my scooter is excempt from br. Hope this help Andy
Can you choose the day you go bankrupt to avoid wages being frozen,
We don't really have any assets, so will they question that.
On the car, I will need one for work should I buy a decent run around before I go BR say from my CC and then give mine back or wait for the OR to take it then buy one with cash from the CC
I live in Cambridgeshire, what are the rules on freezing accounts
Can you make DD from a prepaid card and get wages paid on to the prepaid as well.
Paul is there a number you can be reached on to have a chat.
Assets
Posted - 17 November 2008 : 22:50:16
