would i be better off to bankruptcy as i have debts of over £7000 im no longer with my husband and on income support with 3 children and had baliffswritting to me ?
an IVA is not on as the debt is too low so it's a DMP or bankruptcy on the face of it.
If you have no disposable income then a DMP is not an option. Bankruptcy will clear your debts but you should be sure that the long term future gives no probability of paying the debts any other way.