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waynev5
Starting Member
1 Posts |
 Posted - 11 December 2008 : 17:19:41
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| how do the creditors know your bankcrupt once your registerd as bankcrupt |
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jwmc77
Junior Member
United Kingdom
195 Posts |
Posted - 11 December 2008 : 17:25:38
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once declared br, the or will contact all of your creditors.
MAC |
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John
New Member
United Kingdom
73 Posts |
Posted - 11 December 2008 : 17:29:19
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Hi
they will likely see the notice of your bankruptcy in the London Gazette and or Stubbs Gazette which are trade papers to the finance industry.
Failing that the Official Receiver will also notify them. This can sometimes take a while so it is possible that you will continue to receive letters / calls after your bankruptcy.
In the event of you receiving calls from creditors you should have your bankruptcy number at the ready plus the contact details of the OR's office dealing with your case.
When I declared bankruptcy I rang all creditors myself and gave them the same info.
Never heard anymore but the choice is yours.
www.Bankruptcyhelp.org.uk
0800 078 9367 |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 11 December 2008 : 17:35:30
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Hi there i also contacted all my creditors on the day of my bankruptcy and gave them all the info for the court date etc.
Only had a few letters after that and def no calls.
It can take the OR a few weeks to write to them and even longer for the creditors to update there files and systems as usually they have so many depts and they just dont seem to communicate.
Jo
x
18 Weeks down
34 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 11 December 2008 : 18:51:15
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Hi Mark
I gave them a false number and asked them to change my number to the false one.
Jo
x
18 Weeks down
34 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 11 December 2008 : 19:19:51
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Well i was very lucky....sent all my creditors a copy of the br order with a letter attached and only had the odd one since and when i phone up they apologise !!....its really weird - shouldnt be complaining tho 
Onwards and Upwards is the way im going :-0)
xx |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 11 December 2008 : 19:26:56
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Its nice and quiet now without getting anything from the creditors.
Not had anything from the OR in over 2 months now, but like you Jenny im not complaining.
I would love to get a early chrissy present from them like
"We have finished with your file and would like to offer you an ED"
Now wouldn't that be fab!
No chance, LOL
Jo
x
18 Weeks down
34 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 11 December 2008 : 19:36:58
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Oh Jo...i do hope you do get ed - i hope we all do  ...People seem to be getting them more now dont they.
I went br 13/10 and only had 2 letters re: insurance policies, I really feel like i should be doing something and hubby hasnt had a response which they promised him by 1/12 regarding BI of house
xx
Onwards and Upwards is the way im going :-0)
xx |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 11 December 2008 : 20:45:31
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Hi Jenny
Thank you for your lovelly kind words as usual, when you changing your name to
"Movin'on"
Jo
x
18 Weeks down
34 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 11 December 2008 : 22:19:03
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Hey Jo
I have posted a new topic to Admin....so when they get round to it i will be movin'on
xx
Onwards and Upwards is the way im going :-0)
xx |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 12 December 2008 : 06:23:04
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Thats the way to go.
It suits you much better. I will keep my eye out for the new change of name.
LOL
Jo
x
18 Weeks down
34 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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jwmc77
Junior Member
United Kingdom
195 Posts |
Posted - 12 December 2008 : 17:13:51
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what was movin ons last name?
MAC |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 12 December 2008 : 17:18:09
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Hi Mac
Check out facebook thread its all there.
Jo
x
18 Weeks down
34 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 12 December 2008 : 21:18:15
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Hey MAC....it was Moneyworries
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
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Topic |
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how do the creditors know your bankcrupt
