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ca65
Starting Member
1 Posts |
 Posted - 13 December 2008 : 20:42:22
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| Person ‘A’, living in a property owned by person ‘B’, gives that property’s address as his residence in a declaration of bankruptcy. Is ‘A’s bankruptcy “attached” to the property and if so, would this have any effect whatsoever on ‘B’s credit rating, obtaining a mortgage, obtaining credit cards etc. either during the period of bankruptcy or during the 6 years after discharge of the bankruptcy. |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 13 December 2008 : 21:46:56
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Hi ca65 and welcome
In a word NO as its the person going BR and not the property.
They can of course dissasociate themselves from you via the credit report files and that way any link can be removed.
Jo
x
18 Weeks down
34 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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pix1
Average Member
689 Posts |
Posted - 14 December 2008 : 09:09:15
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Person A's bankruptcy will be listed in the London Gazette (if it is England and Wales) newspaper and on the Onsolvency Service website for a time. It might also appear in a local newspaper.
Credit reference agencies are only supposed to show details for the name being searched at the address, not other occupants. |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 14 December 2008 : 09:20:21
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Hey Pix
I forgot about the London Gazette, silly me.
Must be the weekend :-)
LOL
Jo
x
19 Weeks down
33 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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Person ‘A’, living in property owned by person ‘B
