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simonfc
Starting Member
6 Posts |
 Posted - 23 January 2009 : 15:15:44
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Hi All.
I am faced with a difficult situation. I want to register bankrupt in the area of my correspondence address. The nearest appoint ment for that region is not until the end of April. Can I not register somewhere else and say that I have been living with friends for 6 months in a region that will register bankruptcy the same day? Can I hen say I have moved addresses, I have been on anti depressants for many years and have managed to find the strentgh to come off these and deal with the stupid situation that i made for myself over the past few years. I want to deal with this and try to carve a new future for myself and the family I have neglected over the years? Also, I am not working and not claiming benefits either. When I equired as to waiving the court feeI was told I need 3months bank statements. I checked online and found my account is no longer there. Iwould appreciate any advice that can help put and end to the self made misery i have created. Thanks in advance to all who reply. |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 23 January 2009 : 16:03:58
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Simon
This is a bit awkward as you should really apply to the court where you have lived for the past 6 months i think it is so that may not be a good idea.
I do understand that you eed to get this done but it may be better to ask the court if they have any cancelleations and explain about your depression.
As for bank statements i do think they will need them, also the court can only waiver part of the fee being the £150 the other £345 you will have to find in order to go through thr process. I would give them a call and also explain about not having any statements and see if they can help you out at all.
Take care and best of luck
Jo
x
25 Weeks down
 Yippeee!
27 to go
 Im getting there!
I am always here for you, via posting, email or if you want a one to one chat that can be arranged. I cant give legal advice as i am not trained but i can give you general info and also the personal touch from my experience only.
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 23 January 2009 : 17:08:23
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Hi Simonfc,
The problem is that when presenting your SOA to the court, you have to swear an affadavit to say the information is correct. If you lie on the SOA, then that is perjury which is a criminal offence.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 23 January 2009 : 19:54:11
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Simon
As we have both said in a roundabout way, its not worth it really to put yourself in that scenario. Best to stick to the rules and things will go much smoother.
I know its tempting but at the end of the day you have to tell the truth and i for one would not have wanted to try and get round something that may have got me into a lot of trouble.
Stick with it, you will get there.
Dont worry lifes way too short.
Jo
x
25 Weeks down
Yippeee!
27 to go
Im getting there!
I am always here for you, via posting, email or if you want a one to one chat that can be arranged. I cant give legal advice as i am not trained but i can give you general info and also the personal touch from my experience only.
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sjbyron
Average Member
United Kingdom
746 Posts |
Posted - 23 January 2009 : 19:55:59
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I think, but im not certain, but cant you goto the high courts in London and get it done the same day, or have I got that wrong
Stu J Byron |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 23 January 2009 : 19:57:32
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No Stu
I believe you can.
Thats another shot someone could try. The fee is about £10 more i think and there are no guarantees that you will be seen but its worth it if someone wants to do that.
LOL
Jo
x
25 Weeks down
Yippeee!
27 to go
Im getting there!
I am always here for you, via posting, email or if you want a one to one chat that can be arranged. I cant give legal advice as i am not trained but i can give you general info and also the personal touch from my experience only.
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John
New Member
United Kingdom
73 Posts |
Posted - 23 January 2009 : 22:42:48
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Hi
I confess I had thought you can.
Recently, however, a charge was due to land on a client's property and so she needed to declare bankruptcy urgently to prevent this. The length of her local county court waiting list meant the charge would land first.
I called the Royal Courts of Justice to check and was told that she could not attend there and must use the correct county court.
Luckily we got around the issue another way, she declared bankruptcy and the charge could not be applied to the property.
But the High Court was not an option.
www.Bankruptcyhelp.org.uk
0800 078 9367 |
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simonfc
Starting Member
6 Posts |
Posted - 24 January 2009 : 09:46:17
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Hi All,
Thanks for your responses. The last thing I want to do is commit perjury.
I was trying to understand the significance of why it is so important as to why you need to have lived somewhere for 6 months,and what the delay is with different courts.I am worried that the next 3 months could open the door for court action from some of the companies i owe money to.I feel like I am just waiting for people to come knocking on the door and feel quite guilty about the debt I have incurred.
Also thanks for the info regarding court fee/OR fee. Crystal clear now.
I may have some more questions later. Have to admit though, this one of the most informative forums on the subject matter. Heads above the rest, Thanks to experts and those that have come out the other side!!!
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John
New Member
United Kingdom
73 Posts |
Posted - 24 January 2009 : 10:40:21
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Hi
just to be clear - you declare bankruptcy at the court that holds jurisdiction in bankruptcy over the address that you have resided at for the greater part of the 6 months immediately preceeding bankruptcy.
So if you have lived at your current address for 4 months then that address is key. If only for 2 months then your previous address dictates the court.
And if you run a business in a totally seperate area then where you reside is irrelevant. The business address would dictate which court should be attended.
www.Bankruptcyhelp.org.uk
0800 078 9367 |
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simonfc
Starting Member
6 Posts |
Posted - 24 January 2009 : 10:48:10
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Hi John,
Many thanks for the info. I will bite the bullet and wait until April using my current address.
Have a good weekend
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John
New Member
United Kingdom
73 Posts |
Posted - 24 January 2009 : 11:08:11
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Hi
once you have lived at your current address for 3 months and 1 day then you can petition using your current address. (the greater part of 6 months).
www.Bankruptcyhelp.org.uk
0800 078 9367 |
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Hi All.I am faced with a difficult situation
