|
|
 |
 |
FORUM |
|
> Browse and post on our forum |
|
|
|
 |
|
 |
| Author |
 Topic  |
|
|
sr_platinum
Starting Member
1 Posts |
 Posted - 11 February 2009 : 21:56:24
|
hi,my name is adam, i currently work in a fast food outlet in newcastle upon tyne,im currently earning 90-100pw
i have £1190 owed to barclay card when i was 18(now 24) i applied for a credit card,although unemployed at the time and told them that but they still gave me the credit card,
i also have £450 t-mobile from approx 5 years ago,an river island store card at £380,a provident loan at £400,and now the csa are demanding payment of £90 within 4 days..i dont know what to do or where to turn and would prefer to wipe out all debt as the is no way i can afford to rpay it,please please help me and contact me,thankyou!yours greatfully-adam hopkinson |
|
|
Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 11 February 2009 : 22:02:41
|
Hi Adam and welcome to the forum.
As you have a low level of debt (although I know it doesn't seem like it to you!) it would be a shame for you to go BR. It would be worth you contacting either CCCS or Payplan and talking to them about a debt management plan.
Regarding the debt to the CSA, this would not be written off in BR I'm afraid.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
20 IPA payments made, 16 to go - on the home straight! |
 |
|
|
Suzanne
Average Member
United Kingdom
869 Posts |
Posted - 12 February 2009 : 15:00:17
|
Hi Adam
With such a low debt and income, you may be eligiable for the new Debt Relief Order due to come out in April.
Google it to get more info.
Suzanne Stocker
Bankruptcy Manager
Jones Giles Ltd
www.jonesgiles.co.uk
|
|
|
|
mab
New Member
56 Posts |
Posted - 12 February 2009 : 15:27:40
|
Hi
Welcome to the forum.
Firstly I would say dont let it get you down to much.
One thing I have learned is that their is always a solution to your problems no matter how bad they might seem at the moment.
From my experience I would agree with the others and recommend contacting either the CCCS of national debt helpline, they will be able to give you some free and fair advice.
I would as previosuly mentioned google Debt Relief orders, I know it is something new that can help people with debts of less than £15k.
Keep posting as the experts on here will also be able to give you some good advice.
|
|
|
| |
Topic |
|
|
|
| bankruptcyhelp.org.uk Forum |
© bankruptcyhelp |
|
|
|
|
|
 |
|
|
|
|
|
i dont know what to do or where to turn
