Hi I've got the OR ringing me on 3 April. The info pack I've been sent states that I should have ready how and when each item of credit was incurred. My 4 credit card debts and were taken out over 20 years and I really can't remember everything I've spent on them. My loans were taken to consolidate various debts. Also I have never kept any statements other than for the few months running up to going bankrupt. They haven't asked for any statements. Is this normal? What sort of questions will I expect to be asked?
Don't panic - you can just state credit cards taken out over various dates and used for day to day expenditure. With regard to loans try to recall how much borrowed even if approximate, try to establish date even if just '£10k 2005 to consolidate debts' Just bundle up any paperwork you have and send it to the OR after the appointment.
All they will do is run through a few questions to establish how, why etc - it will not be too difficult I promise
Melanie Nicholas 28 years insolvency experience - 23 of which in the Insolvency Service - Insolvency Manager Jones Giles
Hi I've got the OR ringing me on 3 April.
Posted - 17 March 2009 : 12:45:56
