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L20
Starting Member
46 Posts |
 Posted - 17 March 2009 : 18:04:51
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hello
I have the co-op cashminder account. What i am wondering is when I go BR will the co-op close it and I would have to apply all over for a new one or would they just freeze it when OR contacts them and when given the all clear would they re-open it?
Thanks
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 17 March 2009 : 18:21:21
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Providing you're not in the Brighton area you should be ok and once the OR has written to the Co-op you will be able to use the account.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
21 IPA payments made, 15 to go - on the home straight! |
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xmas baby
Average Member
537 Posts |
Posted - 18 March 2009 : 10:29:29
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I opened a co-op cashminder account prior to going bankrupt and I mentioned my impending bankruptcy to the bank manager and asked him if it would be possible to keep the account open and not 'freeze' it and he said that would not be a problem. I was declared bankrupt 2 weeks ago and I've had no problems accessing money from this account.
xmas baby |
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Sparkle83
Junior Member
258 Posts |
Posted - 18 March 2009 : 13:11:48
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| yup, I'm the same as xmas baby with that. Or said they will writ to co-op today to tell them about the BR and that they have no interest in the acct and it wont be frozen |
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L20
Starting Member
46 Posts |
Posted - 18 March 2009 : 17:28:30
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hello
im trying to view the replies for this topic as its showing 3 replies but they are not showing up - can anyone advise on what i'm doing wrong? thanks
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L20
Starting Member
46 Posts |
Posted - 18 March 2009 : 17:31:15
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Please ignore last post as allr eplies are now visible -sorry
One other query though. Hubby went BR in Dec and has applied for co-op cashminder. Had letter today saying "sorry we are unable to open account for you".Has anyone else been refused as i thought they didnt mind bankrupts?
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tiredandfedup
Starting Member
14 Posts |
Posted - 18 March 2009 : 17:53:38
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| I just had the same thing, but it turns out to be some discrepancy in the information on the credit file, to do with the electoral register or something. They thought I didn't exist! I'm in the process of proving that I do, after which it seems as if it will be ok. Nothing to do with credit history, bankruptcy etc. Phew. |
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L20
Starting Member
46 Posts |
Posted - 19 March 2009 : 21:52:41
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Hi tired and fedup!
How did you find out what the reason was as when my hubby called to ask they said they dont give a reason and that he could only try again in the future
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tiredandfedup
Starting Member
14 Posts |
Posted - 19 March 2009 : 22:37:15
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| I had to push them a bit on the phone. The first person I spoke to said that they couldn't tell me anything, but when I rang and spoke to someone else they were much more helpful and gave me this guidance. I've sent in lots of proof that I exist and that I live where I said that I do etc, and I'm hoping that it will be ok. They seemed to think that that would do the trick. |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 19 March 2009 : 23:36:16
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the only reason I am aware that the coop refuse is to do with the electoral register.
hopefully when you get it sorted you can re apply.
in the meantime you may want to consider one of the pay as you go debit cards - like TUXEDO. you can do basic banking and use it as a debit card - may be worth it for a temporary measure
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
http://www.revivauk.com
Real People ..... Real Debt Solutions
www.revivauk.com |
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co- op account
