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paulsc
Junior Member
289 Posts |
 Posted - 18 March 2009 : 17:35:01
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INCOME WEEK MONTH YEAR
WAR PENSION £112.76 £112.76 £488.63 £5,863.52
POST OFFICE PENSION £324.00 £74.77 £279.00 £3,888.00
INCAPACITY £93.40 £93.40 £404.73 £4,856.80
TOTAL £280.93 £1,172.36 £14,608.32
£1,081.96
£90.40
Expenses Debts
BT £60.00 Lloyds £9,000.00
Rent £29.96 First Credit £-
Gym £40.00 Abbey £5,032.05
capital one £1.00 M&S £3,000.00
Mainteance £145.00 Barclaycard £3,000.00
barclaycard £1.00 MasterCard £3,000.00
Tescos £3,000.00
Blair Oliver scott £1.00 Capital One £1,000.00
triton £1.00 Yes Car £6,044.61
Equidebt £4.00 £33,076.66
Elec £30.00
Gas £30.00
water £18.00
Fuel (car) £120.00
Food £300.00
Council Tax £11.00
laundry £10.00
Haircut £10.00
Kids activity £20.00
Clothing £40.00
Cinema £20.00
Prescriptions £20.00
Mobile £30.00
See Children £100.00
Holidays £40.00
£1,081.96
Does this look reasonable
Any help appreciated
Paul
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paulsc
Junior Member
289 Posts |
Posted - 18 March 2009 : 17:36:52
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INCOME MONTH
WAR PENSION £488.63
POST OFFICE PENSION £279.00
INCAPACITY £404.73
TOTAL £1,172.36
£1,081.96
£90.40
Expenses
BT £60.00
Rent £29.96
Gym £40.00
capital one £1.00
Mainteance £145.00
barclaycard £1.00
Blair Oliver scott £1.00
triton £1.00
Equidebt £4.00
Elec £30.00
Gas £30.00
water £18.00
Fuel (car) £120.00
Food £300.00
Council Tax £11.00
laundry £10.00
Haircut £10.00
Kids activity £20.00
Clothing £40.00
Cinema £20.00
Prescriptions £20.00
Mobile £30.00
See Children £100.00
Holidays £40.00
£1,081.96
Debts
Lloyds £9,000.00
First Credit £-
Abbey £5,032.05
M&S £3,000.00
Barclaycard £3,000.00
MasterCard £3,000.00
Tescos £3,000.00
Capital One £1,000.00
Yes Car £6,044.61
£33,076.66
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YNWA
Starting Member
11 Posts |
Posted - 19 March 2009 : 16:57:46
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| look reasonable for what? Just be honest, you cant go wrong then... |
Edited by - YNWA on 19 March 2009 16:58:27 |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 19 March 2009 : 18:35:50
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Hi
a couple of thoughts below:-
INCOME MONTH
WAR PENSION £488.63
POST OFFICE PENSION £279.00
INCAPACITY £404.73
TOTAL £1,172.36
£1,081.96
£90.40
Expenses
BT £60.00
Rent £29.96
Gym £40.00 - not allowed unless on medical grounds with letter from GP
capital one £1.00 - won't be paying this in Br
Mainteance £145.00
barclaycard £1.00 - won't be paying this in Br
Blair Oliver scott £1.00 - won't be paying this in Br
triton £1.00 - won't be paying this in Br
Equidebt £4.00 - won't be paying this in Br
Elec £30.00 - seems low if at home all the time
Gas £30.00
water £18.00
Fuel (car) £120.00 - if not working you may struggle to justify the need for a car and definately struggle with a fuel expense of £120 per month
Food £300.00 - how many people in household - £300 ok for 2 people
Council Tax £11.00
laundry £10.00
Haircut £10.00
Kids activity £20.00
Clothing £40.00
Cinema £20.00 - not allowed expense
Prescriptions £20.00 - don't you get these free if on incapacity benefit?
Mobile £30.00 ? high if you are not working
See Children £100.00 - need to demonstrate mileage use etc
Holidays £40.00
£1,081.96
Debts
Lloyds £9,000.00
First Credit £-
Abbey £5,032.05
M&S £3,000.00
Barclaycard £3,000.00
MasterCard £3,000.00
Tescos £3,000.00
Capital One £1,000.00
Yes Car £6,044.61
£33,076.66
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
http://www.revivauk.com
Real People ..... Real Debt Solutions
www.revivauk.com |
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paulsc
Junior Member
289 Posts |
Posted - 19 March 2009 : 18:51:54
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Hi Thanks for reply
Incapacity not means tested so prescriptions not free
asking GP for letter regarding gym (fingers crossed)
Car is motability car and my children Live 26 miles away i also need to use car for anywahere i go.
thanksagain for reply
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 19 March 2009 : 19:44:07
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mobility car obviously safe but still suspect that they will grumble about the other things
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
http://www.revivauk.com
Real People ..... Real Debt Solutions
www.revivauk.com |
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paulsc
Junior Member
289 Posts |
Posted - 19 March 2009 : 20:56:27
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thanks i will adjust accordingly
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paulsc
Junior Member
289 Posts |
Posted - 19 March 2009 : 21:28:53
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do you have to provide prof of expenses for utilities as everythings in my fathers name
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