I hav been sent an IPOQ because i hav been put in for early discharge, when i originally declared bankrupt my income was £966 paid purely from benefits my outgoings were.... housekeeping £540 gas/elec £164.66 water £22 phone £51 PER MONTH FOR 2 ADULTS 2 CHILDREN clothing £20 tv liscence £11.61 car insurance£22.35 car tax £9.58 petrol £80 general expe £45
I now recieve £1571.92 which includes DLA & C/A i am told that DLA & child benefit is not included which takes my total income to £1176.12 i am going to change my expenditure to... housekeeping £600 gas/elec £165 water £40 phone £51 clothing £50 tv liscense £11.61 car insurance £22.35 car tax £9.58 petrol £120 hair £25 pets £10 general exp £71.58
do u think the above will be accetable?? the amount left is £395.80 which is the disability living allowance & child benefit surely it cant be taken from me as the DLA is for my son not myself ! i would appreciate some advice i am really stressed out
You will probably need to explain why things have changed from your original I&E. For example you originally had petrol at £80 but now £120. Do you have to travel more now?
Are the clothes for all 4 of you? If so the original £20 is way to low and so is £50. Normally you can have £40-£50 for one person.
Is that hair £25 just for you, if so £10 is the normal amount. I think the going rate is £10 per adult and £5 per child.
Do your children do any after school activities as these can be put on the form as well.
thankyou thats sound advice, the clothes allowance is for the whole family so i will change it and the hair. do you know of any official guidelines they hav on expenditure ????????
all of the advice given by gettingoutofdebt is sound and you should adjust your figures accordingly. If I were you I would also add "Annual Domestic Break" (Not Holiday) to your list of expenditure claims and for the 4 of you you should request a monthly allowance of £80.
Thereby further safeguarding yourself from a possible IPA.
Also school meals (or packed lunches) are additional claims outside of housekeeping as are meals at work. If the children do have school meals then claim the true cost, if they have packed lunch set it at £1.50p per day per child.
And if you have any pets you are allowed £20 per month for their food.
IPOQ ?????? please help
Posted - 03 May 2009 : 16:09:32
