i am saving as much as i can towards my fee but it will take me a year at this rate still its all i can afford as know on a four day week got 90 pounds left until pay day been on a four day week since xmas at least creditors dont telephone so much now i tell them have no money left do what you have to
Are your creditors HMRC, the Council or AMEX? If so they will make you BR after a certain while and save you the fee. Otherwise it's a case of maybe borrowing it or saving up.
Are you on any benefits at all as the fee is reduced if you are?