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beau
Starting Member

32 Posts

Posted - 15 May 2009 :  18:27:47  Show Profile  Reply with Quote
i hav filled in my IPOQ and sent it off 2 week ago( aprox), after askin 4 advice on here i was informed that early discharge can take around 12 wks but the reason im confused is because i was told by OR that the documents for ED were bein sent off to court on the 28th april, i thought that the court date was the final stage and the process would only take a couple of wks after that ! can someone advise me on this please.

gettingoutofdebt
forum expert



2418 Posts

Posted - 15 May 2009 :  18:39:56  Show Profile  Reply with Quote
I think that an ED is also dependant upon your creditors agreeing with it so it may be that one of them is not happy about your ED. Are you still on the Insolvency Register? The OR may be a bit busy and take time in sending any update so you can always contact them and ask them for an update.
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beau
Starting Member

32 Posts

Posted - 15 May 2009 :  18:40:43  Show Profile  Reply with Quote
me again, i cant stress how important this is 2 me i went BR 4 £142,000 and its taken its toll on me . i will be grateful 4 any guidance on this .
thanks
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beau
Starting Member

32 Posts

Posted - 15 May 2009 :  18:46:26  Show Profile  Reply with Quote
thanks, i hav contacted them and they just say i wll call u if theres any probs . im still confused though i really thought the court date was the final stage. are my creditors likely to stop the process?
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gettingoutofdebt
forum expert



2418 Posts

Posted - 15 May 2009 :  18:55:38  Show Profile  Reply with Quote
I am not too sure why the creditors would stop the ED unless it is either for spite or they think you are going to be able to pay some of the debt off.

Either way an ED should be seen as a bonus and just try to focus on the automatic discharge date.
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beau
Starting Member

32 Posts

Posted - 15 May 2009 :  19:19:37  Show Profile  Reply with Quote
cheers,
i will chill in a bit till the next time!
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